From 1 February 2024, Bury Council is responsible for managing and maintaining all council homes previously supported by Six Town Housing.
Please use this website and other contact points as usual. Further information is also available on the council’s website.
Find out more here: Six Town Housing Update

If you’re worried about finance and being able to afford priority payments such as your rent and utility bills, one of the best things that impartial organisations like the Money Advice Service say you can do is consider a budgeting plan.

A budgeting plan may take you a few hours but the outcome will save you worrying in future and, of course, save you money. There are a range of free budget planners to help you with this, such as the Money Advice Service’s own Budget Planner here.

It is tempting to guess and estimate your payments, but to ensure your plan is accurate and for the best results it may be useful to gather all payment statements and receipts you have.

Another thing to remember are those large payments for special occasions. We all have those big one-off payments such as treats and also gifts for others. The Money Advice Service recommends budgeting for these by splitting any large payments into monthly payments and include these into your plan as well.

If you spend more than you earn, this is where you can fall into debt with important payments. Falling into debt doesn’t mean you will be there forever. With a few lifestyle changes here and there, you can be out of debt and even start saving money in no time. The faster you work to make these changes to your outgoings, the better you will feel.

A simple tip to saving money, offered by Money Saving Expert, is to ask yourself 2 questions;

1. Do I need it?

2. If I do need it, could I do it more cheaply?

Sometimes, we all need to treat ourselves here and there, and this can often be done at a reduced cost when necessary. Tenants have told us before that changing their TV package or switching to the cheapest phone contract available using a price comparison website has helped them a great deal.

Here are some links that could be useful:

If you need any help with budgeting or even setting out a rent payment plan that works with your income, feel free to get in contact with us at the rents team. We can offer personal support and advice to help you out of rent arrears or general struggle to pay rent. Contact us here and we will be in touch with you soon.  

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